Poland

HSBC Bank Polska S.A. & HSBC Investment Services (Poland) Sp.z o.o.

Head Office, Consumer Finance, Corporate Banking & Treasury and Investment Banking

3rd Floor, Metropolitan, Plac Pilsudskiego 2, 00-073, Warsaw, Poland

General Telephone: +48 22 354 0500
Facsimile: +48 22 354 0510

Chief Executive Officer and Country Manager: Janusz Dedo
Deputy CEO: Simon G.D. Walker
Head of Corporate Banking: Robert Carver
Head of Treasury: Jan Wozniak
Associate Director, HSBC Investment Services: Piotr Wila
Associate Director, HSBC Investment Services: Waldemar Wojciechowski

All enquiries should be referred to Janusz Dedo, Chief Executive Officer and Country Manager, or to the appropriate contact as listed above.

Consumer Finance

HSBC Bank Polska S.A. provides consumer finance services under the trading name of Beneficial Kredyt.  Beneficial Kredyt offers the following range of products and services:

• Point-of-sale retail finance through selected retail partners.
• Unsecured loans through a network of Personal Banking branches.
• Affinity loans to members of carefully selected groups or companies.
• Direct loans to the mass-market.
• All customers can choose the benefit of payment protection insurance.

Corporate Banking

HSBC in Poland provides banking services to local subsidiaries of multinational groups, major local corporates, both private and state owned, local financial institutions and  HSBC Group clients.

Services offered:

• A full range of bank accounts.
• Credit facilities.
• Local and international payments.
• Syndications.
• Trade services.

As our major customers operate internationally, HSBC serves them internationally. Operating through our major centres, we provide a wide range of the Group's capabilities  locally, with a particular focus on payments and cash management and trade services.

Payments and Cash Management

HSBC is a member of the local high and low value clearing and payment systems, thereby allowing customers to manage their cash flow efficiently on a daily basis.

Corporate and institutional clients are able to access their accounts directly through a personal computer running the generic Multicash electronic banking system, as well as being able to send payments electronically.

Treasury

As one of the world's major banks operating in Treasury and Capital markets within Poland, HSBC Bank Polska S.A. is a market leader in the utilisation and application of advanced treasury products to assist enterprises active within Poland.

The HSBC Treasury team in Warsaw provides corporate and institutional customers with a range of products in Polish Zloty and in all major currencies. The treasury team is supported by HSBC's main European dealing room in London.

Our range of products includes:

Plain vanilla products:

• Term deposits.
• Polish government securities (outright sales/purchases).
• FX spot and forward.
• Market comments and dedicated central and eastern European research from the HSBC Group.

Advanced, high value-added products:

• FX options, including exotics.
• Interest swaps and options.
• Commodity derivatives, particularly metals.
• Credit derivatives.
• Hybrid and structured solutions.
• Asset/Liability and risk management analytics.

Investment Banking Services

HSBC Investment Services (Poland) Sp.z o.o. offers local expertise in corporate finance and M&A advisory work as well as in equity capital markets, in conjunction with London-based industry experts.